At Tyre Dispatch, we make it easy for New Zealand customers to pay for their tyres in whatever way suits them best. We accept all major payment methods – whether you prefer paying upfront by card or buy now, pay later tyres with Afterpay or Zip, we’ve got you covered. This page details all our accepted payment options (both online and in-store) for your convenience. Choose the method that works for you and get back on the road with confidence!
Online Payment Options
When shopping on our website, you can pay online securely using a variety of methods:
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✓ Shop Pay: Fast checkout via Shopify’s secure system. If you’ve saved your details with Shop Pay, you can complete your tyre purchase with one tap, expediting the process.
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✓ Credit & Debit Cards (Visa, MasterCard, AMEX, UnionPay): We accept all major credit cards and debit cards. Simply enter your card details at checkout for instant payment approval. (UnionPay is supported, allowing customers with UnionPay cards to shop easily.) Your card information is encrypted and processed securely.
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✓ PayPal: Use your PayPal account for a quick and safe transaction. PayPal allows you to pay from your bank account, credit card, or PayPal balance without sharing financial details with us. Just choose PayPal at checkout and log in to your account to confirm.
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✓ Apple Pay & Google Pay: For an even faster checkout on mobile, you can use digital wallets like Apple Pay or Google Pay. On compatible devices/browsers, these options may appear at checkout, letting you authorize payment with Face ID/Touch ID or your saved Google Pay credentials. It’s a seamless way to pay without typing in card numbers.
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✓ Afterpay (Buy Now, Pay Later): Split your tyre purchase into four equal fortnightly payments with Afterpay – interest-free. Select Afterpay at checkout, and you’ll only pay 25% upfront; the remaining 75% is spread over the next six weeks. No interest or additional fees are charged when payments are made on time. (See the Afterpay section below for more details on benefits and how to sign up.)
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✓ Zip (Buy Now, Pay Later): We also offer Zip as a flexible payment plan. Like Afterpay, Zip lets you “Own it now, pay later” with four interest-free installments (25% today and the rest over three fortnightly payments). Choose Zip at checkout to pay just a quarter of your order now and the rest over time. (See the Zip section below for more info and signup details.)
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✓ Bank Deposit (Direct Credit): If you prefer to pay by bank transfer, you can select Bank Deposit at checkout. We’ll provide our bank account details for you to manually transfer the payment. Please include your name or order number as a reference. Note that orders will be dispatched once the funds clear (usually 1–2 business days). This option is great if you use internet banking in NZ. (Our account is Traction Tyres Ltd at Westpac, 03-0435-0727161-001) There are no extra fees from our side for bank deposits.
In-Store Payment Options
Visiting our physical store in Te Puke? No worries – we offer a range of payment methods in-store as well:
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✓ EFTPOS & Debit Cards: We accept New Zealand EFTPOS cards and standard debit cards for in-store purchases. Simply swipe or insert your card and enter your PIN. (There’s no surcharge for EFTPOS/debit transactions processed via PIN entry.)
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✓ Credit Cards: Prefer to use your credit card in person? We accept Visa, MasterCard, American Express, and other major credit cards in-store. Insert or swipe your card to pay. Please note: credit card transactions in-store incur a small 2% surcharge to cover bank processing fees (see note below).
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✓ Paywave / Contactless (Apple Pay, Google Pay, etc.): Our shop has Paywave enabled, so you can tap to pay using a contactless card or mobile wallet. This includes contactless Visa/Mastercard as well as Apple Pay or Google Pay on your phone or watch. You can even use your Afterpay card via Apple/Google Pay for in-store purchases! It’s a quick tap-and-go experience. (Contactless payments also incur a 2% surcharge, as they are processed through credit networks.)
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✓ Afterpay (In-Store): Yes, you can use Afterpay in-store at Tyre Dispatch. To do so, simply use the Afterpay mobile app to set up the Afterpay Card in your digital wallet or generate a barcode/QR code. When you’re at the counter, tap your Afterpay Card (via Apple Pay or Google Pay) or let us scan your Afterpay code to split your payment into four interest-free installments. You’ll pay the first 25% on the spot, and Afterpay will automatically charge the remaining installments later. It’s a seamless way to get your tyres now and pay later. 2% surcharge
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✓ Zip (In-Store): We also accept Zip for in-store purchases. Just like with Afterpay, you can use the Zip app on your phone to complete the transaction. Open your Zip app when you’re ready to pay: if using the one-time code method, generate the in-store QR code in your Zip app and present it to our staff to scan. You’ll be charged 25% of the purchase today, and the remaining 75% will be deducted in three fortnightly, interest-free payments. (Ensure you’ve signed up and have an approved Zip account with sufficient balance before shopping in-store.)
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✓ WINZ Payment Card: Tyre Dispatch is happy to accept Work and Income (WINZ) payment cards or vouchers for tyre purchases. If you have approval from WINZ for tyres, just present your payment card or paperwork in-store and we can process it according to the WINZ guidelines. We’re familiar with providing quotes and handling WINZ payments to help customers get the tyres they need. (Feel free to contact us for a WINZ quote or if you need any assistance with this process.)
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✓ Cash: Good old cash is always welcome in-store as well. We have cash/EFTPOS facilities on-site. Please try to bring exact change for faster service (if paying in large cash amounts, we appreciate a heads-up).
Note: All credit card and Paywave (contactless) transactions made in-store will incur a 2% surcharge to cover transaction fees. This small fee applies to tapped or swiped credit cards, contactless debit, and mobile wallet payments. (There is no surcharge for EFTPOS PIN transactions or cash.) We’ll always inform you of this fee at checkout, and you can choose an alternate payment method if you wish to avoid the surcharge.
Buy Now, Pay Later (BNPL) – Flexible Tyre Payments
Buying tyres can be a significant investment, and we understand that paying the full amount upfront isn’t always ideal. That’s why Tyre Dispatch offers Buy Now, Pay Later solutions like Afterpay and Zip, which let you get new tyres now and pay over time in easy installments.
Why choose BNPL for tyres? These services provide instant credit for your purchase with no interest charged if you pay on schedule. It’s a popular trend in NZ – in fact, BNPL payments in New Zealand are expected to reach around $1.7 billion in 2024 and continue growing at double-digit rates. Kiwi shoppers have quickly embraced paying in installments for convenience and budgeting. By early 2025, nearly 5,000 New Zealand merchants offer Afterpay (over 50% of all local stores with BNPL), and over 390 NZ merchants accept Zip as well. This shows that “buy now, pay later” has become a trusted way to shop – including for tyres.
Benefits of Afterpay & Zip: Both Afterpay and Zip allow you to split payments into 4 equal fortnightly installments (one upfront, and three over the next six weeks). You’ll pay the same total as the original price, as no interest is charged on these plans. There are no hidden fees when you pay on time – you just need to ensure each installment is paid by its due date (late payments may incur a fee). BNPL can be a lifesaver if you need tyres urgently but want to manage your budget. Rather than putting off replacing bald tyres (and risking safety), you can get what you need now and spread the cost out. It’s also super quick to set up – approval is typically instant online, and signup is free. Below, we explain each BNPL option in detail, including how to use them at Tyre Dispatch.
Afterpay – Buy Tyres Now, Pay Later
Afterpay is one of the most popular buy now, pay later services in New Zealand – and we’re proud to offer it both online and in-store. (If you’ve been searching for tyres with Afterpay NZ, you’re in the right place!)
How Afterpay works: Afterpay lets you break your payment into 4 interest-free installments. You pay 25% at the time of purchase, and the remaining 75% is split into three equal payments due every two weeks. That means you’ll pay off your tyres over 6 weeks total. As long as you make each payment on time, you won’t pay a cent more than the tyre price – Afterpay charges absolutely no interest on on-time payments. (The only fees would be late fees if a payment does not go through on the due date.) There’s no upfront fee to use Afterpay, either.
Using Afterpay online: Select Afterpay as your payment method at checkout. You’ll be prompted to log in or sign up for an Afterpay account. New to Afterpay? The signup is quick – you can register during checkout in just a couple of minutes. After checkout, you’ll pay the first installment (25% of the order) and receive your order confirmation. Afterpay will automatically deduct the remaining payments from your linked card every fortnight until the balance is paid. You can manage your plan through the Afterpay app or emails, which send reminders before each due date.
Using Afterpay in-store: Using Afterpay at our physical store is easy too. Before you visit, download the Afterpay app on your smartphone and set up the Afterpay Card (a digital card) in your Apple Wallet or Google Wallet. At our checkout, simply tap your phone (Apple Pay or Google Pay) using the Afterpay Card to pay via Afterpay. Our system will process your purchase, and you’ll be charged the first installment on the spot, just like any contactless transaction. (Alternatively, you might show a barcode in the app for us to scan.) Once approved, you get to drive away on new tyres, and Afterpay handles collecting the remaining installments from you later. Note: In-store Afterpay transactions follow the same 4 x fortnightly payment schedule.
Why Afterpay? Afterpay is widely trusted and used by many Kiwis – over half of all NZ retailers offering BNPL use Afterpay. It’s a great option if you want to spread out the cost of tyres without using a credit card. There’s no interest, no lengthy forms (just a quick credit assessment), and no waiting – you get an instant decision at checkout. It helps you manage your cash flow, especially for those big-ticket tyre purchases or buying a full set of four tyres at once. Safety shouldn’t wait for payday, and Afterpay ensures you can replace tyres when you need to, while comfortably budgeting the payments.
Learn more: For more detailed FAQs and terms, check out our dedicated Afterpay Info page (everything from eligibility to what happens if you return a product is explained there). If you need additional information, the Afterpay website also has a comprehensive FAQ and support section.
Zip – Own It Now, Pay Later
Zip is another popular BNPL payment we offer – ideal for customers who love flexibility. Tyre Dispatch is proud to be among the tyre shops with Zip in NZ, meaning you can buy your tyres now and pay later using Zip’s installment plan.
How Zip works: With Zip, you’ll pay for your tyres in four installments just like Afterpay. Typically, you’ll be charged 25% upfront and then 3 fortnightly payments of 25% each thereafter. This spreads the cost over roughly 6 weeks. Zip also charges no interest and no account fees when payments are made on time. You get the product (your tyres) immediately, and Zip takes care of splitting the bill into manageable chunks. If you miss a payment, a small default fee may apply, but there are no hidden fees as long as you meet your payment schedule.
Using Zip online: Select Zip at checkout on our website. If you already have a Zip account, simply log in and confirm the purchase. If you’re new to Zip, you’ll need to sign up for a Zip account (free signup) – you can do this via the prompt at checkout or by visiting the Zip website/app beforehand. You’ll need to be 18+ with a valid NZ debit or credit card to link for payments. The approval process is usually instant, giving you a spending limit (often up to $1,000 for new users). Once approved, you’ll pay the first 25% and Zip will schedule the remaining payments automatically. Like Afterpay, you’ll get reminders and can track everything in the Zip app or emails.
Using Zip in-store: To use Zip at our store, ensure you have the Zip app on your phone and an active account. When you’re ready to pay in-store, open the app and navigate to the in-store payment option. Zip will either generate a QR code for us to scan or allow you to add a Zip virtual card to your mobile wallet. You’ll need to have at least the first 25% of the purchase available on your linked card (as Zip will charge it immediately). Once we scan your code or you tap the Zip card via your phone, the purchase will be processed. You’ll pay the first installment at the counter, and Zip will take the remaining three payments every two weeks from your card. It’s a quick process – many Kiwi shoppers say they “love the convenience” of Zip for its speed and ease of use.
Why Zip? Zip is another trusted buy now, pay later service that’s especially convenient if you already have the app or if perhaps you’ve hit an Afterpay limit – it gives you a second option. Zip’s flexibility (and sometimes higher initial spending limits) can be useful for larger tyre purchases. It’s interest-free and transparent: you know exactly how much and when you’ll pay, with no surprises. According to NZ trends, hundreds of merchants offer Zip and Kiwi consumers are embracing the choice. With Zip, you can spread the tyre cost without any credit card, and you won’t be charged interest like a typical finance plan. It’s perfect for budget-conscious shoppers who still want quality tyres right away.
Learn more: For more information on using Zip, see our Zip Information page. We outline FAQs and details there. You can also visit the official Zip NZ website for full terms. If you have any questions or run into any issues with Zip payments, our team is here to help.
Choose the Best Payment Option for You
At Tyre Dispatch, we believe buying tyres should be as easy as possible – and that includes the payment process. By offering a wide range of online and in-store payment methods, we put you in control. Whether you want to put it on your Visa, tap your phone, or split the cost into interest-free chunks, the choice is yours.
Browse our tyres online or visit us in-store, and feel confident knowing you can pay your way. Our team is happy to assist if you have any questions about payment, need help with Afterpay or Zip, or want guidance on any option.
Safety and affordability can go hand in hand. With our flexible payment solutions – from traditional credit cards to modern “buy now, pay later” plans – there’s no need to delay getting new tyres. Choose the payment option that suits you best, and drive away on quality tyres today! Your safety is our priority, and we’re committed to making tyre buying accessible, convenient, and budget-friendly for all New Zealand drivers.
Thank you for choosing Tyre Dispatch. We look forward to getting you back on the road with the right tyres – on your terms of payment!
